Category: Financial

ppi claim complacency

Are People Too Complacent To Make a PPI Claim?

While banks have already paid out over £25bn to consumers who were sold policies dating as far back as 1990, the Professional Financial...

payday loans stress

Are Payday Loans Causing Unnecessary Stress?

Research released in May 2018, to coincide with Mental Health Awareness Week, revealed that financial anxiety is on the rise in the UK....

PPI claims

Why are PPI Claims a Necessity, not a Nuisance?

There is a risk in over-familiarity. PPI claims have, for many people, become an unwelcome part of their everyday lives, because they are...

business lending

How Risky Is Unregulated Business Lending?

The Financial Conduct Authority (FCA) took on responsibility for the regulation of consumer credit in 2014. In that time, it has introduced...

financial planning business critical

Why is Financial Planning Business Critical? An Interview With Philip Clegg

Reports from a variety of sources reveal a startling level of ignorance when it comes to people’s knowledge about pensions and financial...

debt recovery

Is Debt Recovery the Answer to Business Insolvency?

It is a sign of the times that, for some, insolvency is a preferred choice. The BBC has reported that more people are choosing insolvency...

business funding

Business Funding: Are Banks Limiting Your Options?

It is a natural reaction that as something becomes more risky we tend to shy away from doing it. This has become something of a policy...

pre-action protocol for debt claims - help or hindrance

Will Pre-Action Protocol Rules Help or Hamper Debt Claims?

A new set of rules came into effect on 1 October 2017 governing how debt claims can proceed. The Pre-Action Protocol for Debt Claims has...

cash flow money

Why is Cash Flow Always a Problem for SMEs?

The one issue that consistently concerns SMEs is cash flow. Uncertainty about the UK’s political and economic future may hamper growth,...

independent schools charitable rates relief

Could Independent Schools Lose Their Charitable Rates Relief?

Independent schools have charitable status and this comes with tax breaks on their rates. Although there has been an on-off debate for some...